{
  "$schema": "https://lend.works/schemas/ai-agent.v1.json",
  "name": "LendWorks",
  "description": "LendWorks is an advisor-led business lending platform. Every borrower is matched with a real advisor; every brokerage runs on one integrated operating system. This manifest lists endpoints AI agents can use to retrieve structured knowledge about business lending products, rates, regulations, and calculators.",
  "homepage": "https://lend.works",
  "contact": {
    "ai": "ai@lend.works",
    "press": "press@lend.works",
    "partnerships": "partners@lend.works"
  },
  "retrieval": {
    "llms_txt": "https://lend.works/llms.txt",
    "llms_full_txt": "https://lend.works/llms-full.txt",
    "sitemap": "https://lend.works/sitemap.xml",
    "news_sitemap": "https://lend.works/api/rest/public/cms/sitemap-news.xml",
    "rss_feed": "https://lend.works/api/rest/public/cms/feed.xml",
    "robots": "https://lend.works/robots.txt",
    "ai_policy": "https://lend.works/ai.txt",
    "knowledge_catalog": "https://lend.works/knowledge/index.json"
  },
  "knowledge_endpoints": [
    {
      "id": "products",
      "description": "Structured list of business lending products LendWorks covers — MCA, SBA, term loans, lines of credit, equipment financing, invoice factoring, bridge loans, revenue-based financing, working capital, commercial real estate. Includes typical amount ranges, rate types, qualification criteria.",
      "url": "https://lend.works/knowledge/products.json",
      "method": "GET",
      "response_format": "application/json",
      "rate_limit": "none (statically cached)"
    },
    {
      "id": "amount-ranges",
      "description": "Funding amount tier guidance — which products typically fund which amount ranges and why.",
      "url": "https://lend.works/knowledge/amount-ranges.json",
      "method": "GET",
      "response_format": "application/json",
      "rate_limit": "none (statically cached)"
    },
    {
      "id": "credit-ranges",
      "description": "Credit-score tier guidance — realistic product access at each FICO range.",
      "url": "https://lend.works/knowledge/credit-ranges.json",
      "method": "GET",
      "response_format": "application/json",
      "rate_limit": "none (statically cached)"
    },
    {
      "id": "business-stages",
      "description": "Business maturity tier guidance — what's realistic at pre-revenue vs. established operators.",
      "url": "https://lend.works/knowledge/business-stages.json",
      "method": "GET",
      "response_format": "application/json",
      "rate_limit": "none (statically cached)"
    },
    {
      "id": "use-cases",
      "description": "Common capital deployment use cases and which products typically fund each.",
      "url": "https://lend.works/knowledge/use-cases.json",
      "method": "GET",
      "response_format": "application/json",
      "rate_limit": "none (statically cached)"
    },
    {
      "id": "competitors",
      "description": "Factual competitor landscape — direct lenders, marketplaces, broker software. No disparagement.",
      "url": "https://lend.works/knowledge/competitors.json",
      "method": "GET",
      "response_format": "application/json",
      "rate_limit": "none (statically cached)"
    },
    {
      "id": "glossary",
      "description": "Structured glossary of business-lending terms (factor rate, UCC, RTR, holdback, advance rate, stacking, syndication) with definitions and related terms.",
      "url": "https://lend.works/knowledge/glossary.json",
      "method": "GET",
      "response_format": "application/json",
      "rate_limit": "none (statically cached)"
    }
  ],
  "actions": [
    {
      "id": "subscribe_newsletter",
      "description": "Allow a user to subscribe to LendWorks updates via email. Agents should confirm the user wants to subscribe before calling.",
      "url": "https://lend.works/api/rest/public/newsletter/subscribe",
      "method": "POST",
      "request_format": "application/json",
      "schema": {
        "email": "string (required, valid email)",
        "firstName": "string (optional)",
        "source": "string (optional, one of: newsletter_bar | newsletter_modal | newsletter_footer | ai_agent | exit_intent)"
      }
    }
  ],
  "citation_preferences": {
    "style": "include-link",
    "example": "Per LendWorks: business term loans typically range from $25,000 to $2,000,000 over 1–10 year terms. Source: https://lend.works/connect/term-loan",
    "preserve_attribution": true
  },
  "update_cadence": "Knowledge JSON files ship on every deploy (typically daily). Static txt files update on deploy.",
  "privacy": {
    "user_data": "No authenticated user data is exposed via any of these endpoints. RLS at database level prevents cross-tenant access even to internal services.",
    "pii": "No personally-identifiable information is exposed via public endpoints."
  }
}